🌿 Short-Term Loans for Businesses – Instant Decisions with ArbPay

A collaboration between Arblease and Machine Power

ArbPay is a powerful new facility that gives UK businesses instant access to short-term loans whenever they need extra working capital.

Whether it’s tools, materials, deposits or unexpected bills, ArbPay provides a fast and flexible short-term loan for businesses, allowing you to spread costs over 1 to 12 months.

This keeps your cash flow healthy, helps you stay organised, and gives you more control over your finances.

💳 How ArbPay Short-Term Loans Work

• Apply online for a short-term business loan facility between £1,000 and £250,000.

• Once approved, you’ll be issued with an ArbPay card and given access to a mobile app, making it simple to manage your account, track spending and control repayments.

• You can use ArbPay online, in-store, or by drawing funds directly into your business bank account.

• At the point of each transaction, you choose whether to repay the amount over 1 to 12 months, keeping costs predictable and easy to manage.

• Interest on these short-term loans for businesses is fully tax-deductible when used for business purchases.

This short-term loan solution is already proving extremely popular with UK Limited Companies looking for instant decisions and a more flexible way to fund their operations.

🧰 Popular Uses for Short-Term Business Loans

ArbPay can be used for almost any business expense. Here are some of the most common uses:

• ✅ Tools, equipment and materials

• ✅ Tax and VAT payments

• ✅ Deposits on asset finance agreements

• ✅ Wages and general bills

• ✅ Machinery hire costs

• ✅ Repair costs for vehicles and equipment

For example, if a chipper breaks down and requires urgent repairs before being sold or replaced, ArbPay allows you to spread those repair bills over several months, rather than using up valuable cash reserves.

🚀 Why ArbPay Short-Term Loans Are Different

• Set repayment terms: At the point you make a transaction, you choose to repay it over 1, 3, 6, 9 or 12 months. This ensures balances are always cleared within a defined period, helping you stay organised and minimise interest.

• Better than a credit card: Unlike credit cards, ArbPay offers short-term loans with a clear repayment structure, making it a more controlled and cost-effective finance option for businesses.

• Flexible: Use anywhere online or in-store, or transfer cash directly to your business account for working capital.

• Instant decisions: Simple online application and real-time approvals 24/7, so you get funding when you need it.

• Tax efficient: 100% of the interest on qualifying business purchases is written off against tax.

📝 Apply for ArbPay Short-Term Business Loans

Applying for ArbPay is quick and straightforward. You can apply online at any time and receive an instant decision on your short-term loan facility.

👉 Apply Online 24/7

Or speak to your Arblease specialist today to discover how ArbPay can support your business growth.

⚠️ Important Information

Revolving credit loan facilities are available to UK Limited Companies only.
Terms and conditions apply.
Correct as of 16.10.25.