Frequently Asked Questions

Top Questions

Will I own the machine or vehicle at the end?

Yes!

With the Arblease Hire Purchase product you will take 100% ownership at the end of the agreement.

Ask the team for more details about HP (Hire Purchase).

Why finance a machine?

Retain your working capital and grow you business.

Asset finance allows businesses to fund capital equipment outside of normal banking facilities, over a period of 12 months to 7 years. It is useful to help manage cashflow and retain liquidity.

Arblease offers three main products:

  • Finance Lease
  • Hire Purchase
  • Re-Finance

We can offer customers low deposit transactions, the opportunity to finance the VAT until it is back in from the VAT Office (or over the term of the agreement in some cases) and the ability to match payments with cashflow ‘seasonal payments’.

Balloon payments are also available to keep finance repayments lower.  As with any transaction, all of these benefits are on a deal-by-deal basis and subject to credit acceptance.

By offering so many options and a personal concierge service, we are confident that we will find an affordable, suitable finance solution for your business.

How can I finance a machine at the best possible rate?

Arblease offer you a very simple online system helping to make it swift and simple for you to deal with Arblease. The whole process is arrange by email and online.

If you need to:

  • Get qualified for finance in advance
  • Finance a new machine
  • Finance a used machine
  • Locate a machine

Simple follow this link: https://www.arblease.co.uk/get-quote/

Do you finance machines that are not on your website?

Yes, we finance new and used machinery and vehicles from any supplier at fixed low rates.

We finance USED too! Check out this information: CLICK

We also protect you by offering you a FREE HPI check.

Arblease offers you free reign to source your own machine or vehicle, new or used, from any manufacturer, dealer or private seller giving you ability to negotiate the best deal possible!

We can even help you locate a machine via our network of over 300 suppliers in the UK.

Arblease will finance all plant, equipment, machinery, cars and vehicles too, new and used. Our main focus is within Arb, Forestry, Ground-care and Agricultural industry sectors.

Buy with confidence. Get your finance approved FIRST and then negotiate theBEST price on the BEST machine or vehicle.

Simple follow this link: https://www.arblease.co.uk/get-quote/

Once you have chosen a machine or vehicle contact our team who will then speak to your chosen supplier and arrange all the paperwork and arrange payment.

If I use finance, do I own the machine?

Yes!  Ask us about the Arblease Hire Purchase product.

General Finance Questions

What is asset finance and how does it work?

Asset finance allows businesses to acquire essential equipment or vehicles without paying the full cost upfront. Instead, you spread the payments over a fixed period, making it easier to manage cash flow while using the assets you need.

What types of equipment can I lease through Arblease?

You can lease a wide range of equipment including wood chippers, stump grinders, forestry machinery, vans, trucks, and other specialist arboricultural or landscaping equipment. If you have a specific asset in mind, just ask, our panel of lenders covers most business equipment.

Who is eligible for asset finance or leasing with Arblease?

Asset finance is available to UK-based businesses, including sole traders, limited companies, partnerships, and start-ups. Eligibility depends on factors like your trading history, credit profile, and type of equipment required.

How quickly can I get approved for finance?

Most finance applications are approved within 24-48 hours, provided all required documents are supplied. Complex cases or larger finance amounts may take a little longer.

Can I get finance with a poor credit history?

Yes, we work with a panel of lenders who consider applications from businesses with less-than-perfect credit. Approval will depend on your individual circumstances, but we’ll always try to find the best solution for you.

What documents do I need to apply for asset finance?

Typically, you’ll need proof of ID, recent bank statements, business accounts, and details about the asset you wish to finance. Some lenders may request additional information depending on your situation.

Are there tax benefits to leasing equipment?

Leasing can offer tax advantages, such as allowing you to offset monthly payments against taxable profits. We recommend speaking to your accountant for advice tailored to your business.

What happens at the end of a hire purchase agreement?

At the end of your HP, you own the asset outright!

Can I settle my finance agreement early?

Yes, most agreements allow for early settlement. There may be an early repayment fee, so please check your contract or ask us for details.

How much can I borrow with Arblease?

Finance amounts typically range from £5,000 to over £1,000,000, depending on your needs and eligibility. We’ll help you find the right funding for your business.

Industry-Specific

What finance options are available for arborists and tree surgeons?

We offer finance and leasing solutions specifically for arborists and tree surgeons, covering equipment like wood chippers, grinders, vehicles, and more. Flexible terms and seasonal payment options are available to suit your business cycle.

Do you offer seasonal payment options for tree care businesses?

Absolutely. We understand the seasonal nature of arboriculture and can arrange payment plans that match your income cycle, such as lower payments during quieter months.

What support do you provide during the application process?

Our team offers full support from initial enquiry to final approval, including help with paperwork, liaising with suppliers, and answering any questions along the way.

Is asset finance regulated in the UK?

Yes, asset finance is regulated by the Financial Conduct Authority (FCA) to ensure fair treatment and transparency for all customers.

Customer Journey

How do I apply for asset finance with Arblease?

Simply fill out our online application form or contact us directly. We’ll guide you through the process, from choosing your equipment to finalizing your finance agreement.

What fees are involved in asset finance?

There are usually no upfront fees, but some lenders may charge arrangement or documentation fees. All costs will be clearly outlined before you sign any agreement.

What happens if I miss a payment?

If you miss a payment, contact us as soon as possible. We’ll work with you and the lender to find a solution. Continued missed payments may affect your credit rating and could lead to asset repossession.

Can I finance multiple pieces of equipment at once?

Yes, you can finance several assets under one agreement or through separate agreements, depending on what works best for your business.

Who do I contact if I have questions about my agreement?

You can contact our dedicated support team by phone or email at any time. We’re here to help throughout the life of your agreement.

REQUEST A CALLBACK
WhatsApp Chat